Reliable Comfort Services
– Flexible HVAC Financing Options
Comfort You Can Afford, When You Need It Most
At Reliable Comfort Services, we believe every family deserves a comfortable home—without financial stress. That’s why we offer a variety of flexible HVAC financing options for new heating and cooling systems, repairs, or upgrades. With simple applications, fast approvals, and secure online management, financing makes it easy to stay comfortable year-round.Financing Options
Wells Fargo Home Projects® Credit Card
A convenient way to finance your HVAC purchase or major repairs.
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Fast, secure application process with instant credit decisions
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Unsecured revolving line of credit for future HVAC needs
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Special promotional financing offers available*
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Convenient monthly payment options
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24/7 online account management
Call us today
To learn more or request a secure application link!
(*Wells Fargo Home Projects® credit card issued with approved credit by Wells Fargo Bank, N.A., Equal Housing Lender.)
Hearth Financing
Find monthly payment options that fit your budget with Hearth.
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Loan amounts that cover purchase + installation
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Multiple affordable monthly payment plans
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Funding available in as little as 1–3 business days
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No prepayment penalties
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No home equity required
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Great option for establishing or rebuilding credit
Contact Us
For details and get your personalized financing link!
TVA EnergyRight® Financing
Available through participating energy providers as part of the TVA EnergyRight Quality Contractor Network.
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Minimum 625 credit score required
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Competitive 8% fixed interest rate
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10-year repayment term
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No prepayment penalties
Call us today
For instructions on how to get pre-approved through your energy provider.

Why Finance With Reliable Comfort?
- Multiple lenders and programs to fit your needs
- Affordable monthly payment plans
- Quick and secure approval process
- No home equity required
- Trusted local HVAC experts with over 25 years of experience
Frequently Asked Questions
Yes! Financing is available for repairs, replacements, and new installations.
Not always—different programs work with a range of credit profiles.
Yes, all applications are handled through trusted, secure providers.
Yes! None of our financing options include prepayment penalties.
Ready to Get Started?
Don’t let upfront costs keep you from year-round comfort. Reliable Comfort Services makes HVAC financing simple, affordable, and stress-free.
Call us today to explore your financing options and keep your family comfortable all year long.